In an effort to support local businesses, Queen Anne’s County Economic & Tourism Development has created this resource page to respond to the impacts of COVID-19.  We understand that now, more than ever, our business community needs timely and relevant information.

Below you will find resources, information and tools sourced from federal, state and local resource partners.  It is important that business owners stay connected daily as new resources are being created and programs are evolving.


Queen Anne’s County Grant Programs

Queen Anne’s County Restaurant Relief Grant 3.0

Funding is provided by the Maryland Economic Development Assistance Authority and Fund (“MEDAFF”). This is the 3rd round of state funding specific to food and beverage providers to promote and encourage stabilization within the restaurant industry. Queen Anne’s County has been awarded an additional $184,427.57 in funding

The program will be administered by QAC Economic & Tourism Development. It is projected that grants will be awarded in the range of $1,000-$12,000. The maximum award will be $12,000.

The goal of the QAC Restaurant Relief Fund is to assist food and beverage providers with expenses associated with adjusting their business model, as well as new operating procedures and regulations associated with CED safety guidelines due to the pandemic.

Application is Closed

Queen Anne’s County Hotel Relief Fund 2.0

Funding is provided by Maryland Economic Development Assistance Authority and Fund (“MEDAFF”). This 2nd round of state funding is specific to accommodation providers to promote and encourage stabilization within the hospitality industry. Queen Anne’s County has been awarded an additional $83,830.71 in funding

The program will be administered by QAC Economic and Tourism Development. It is projected that grant awards will vary based upon need, but cannot exceed $25,000 per the state requirements.

The goal of the QAC Hotel Relief Fund is to promote and encourage stabilization within the hospitality industry and assist in covering normal operating expenses and other Covid-19 related expenses.

Application is Closed

Queen Anne’s County Online Sales & Teleworking Support Grant

Funding is provided by the Maryland Economic Development Assistance Authority and Fund (“MEDAFF”) to assist businesses in setting up an online sales framework and offering employees telework opportunities. Queen Anne’s County has been awarded $4,191.54 in funding.

The program will be administered by QAC Economic & Tourism Development. It is projected that grant awards will vary based upon need, but will be limited.

The goal of the Online Sales & Teleworking Support Grant is to assist businesses in setting up an online sales framework and offering employees telework opportunities.

Application is Closed

Non Profit Assistance Grant Fund ($166,668): DHCD is awarding Queen Anne’s County funding to support non profits adversely impacted by COIVD-19.


All funding will be administered by:

Stay tuned for details


COVID-19 Funding & Resources for Businesses



U.S. Small Business Administration (SBA) Assistance: An explanation of the relief programs available through the SBA.

  • SBA Restaurant Revitalization Fund (RRF):The American Rescue Plan Act established the Restaurant Revitalization Fund (RRF) to provide funding to help restaurants and other eligible businesses keep their doors open. This program will provide restaurants with funding equal to their pandemic-related revenue loss up to $10 million per business and no more than $5 million per physical location. Recipients are not required to repay the funding as long as funds are used for eligible uses no later than March 11, 2023. Registration for the SBA application portal (for portal click here) will begin on Friday, April 30, 2021, at 9 am EDT and applications will be available starting May 3, 2021 at Noon EDT.
    • NOTE- Priority will be given for the first 21 days to any small business that is at least 51 percent owned by one or more individuals who are:
      • Women
      • Veterans
      • Socially and economically disadvantaged
  • SBA Economic Injury Disaster Loan: Loans are currently available to small business owners, including agricultural businesses, and nonprofit organizations. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to COVID-19. Apply directly through the SBA.
  • Paycheck Protection Program (PPP):  A relief program designed to help businesses keep employees working during the COVID 19 pandemic. Contact your lending institution to verify participation in this program and to make application.  The program will close May 31, 2021.
  • Shuttered Venue Operators Grant: Eligible applicants may qualify for grants equal to 45% of their gross earned revenue, with the maximum amount available for a single grant award of $10 million.$2 billion is reserved for eligible applications with up to 50 full-time employees. Applications will be available April 8, 2021. Eligible entities include:
    • Live venue operators or promoters
    • Theatrical producers
    • Live performing arts organization operators
    • Relevant museum operators, zoos and aquariums who meet specific criteria
    • Motion picture theater operators
    • Talent representatives
  • SBA Small Business Debt Relief Program:  The SBA is providing a financial reprieve during the COVID-19 pandemic to small businesses with existing SBA loans.  Contact your lender for more information.


Maryland Department of Commerce: An explanation of the relief programs available through the Department of Commerce.

  • Small Business COVID RELIEF Grant Program: The Maryland Department of Commerce has established this grant to offer working capital to assist certain Maryland small businesses with disrupted operations due to COVID-19. Grant assistance is intended to provide interim relief complementing actions with its bank, business interruption insurance, and financial partners. Applications re-open April 30, 2021, at 5 PM EDT and close May 24, 2021 at 11:59pm EDT.
  • Small, Minority and Women Owned Business Account COVID Relief Program: Also knows as the Video Lottery Terminal (VLT) program, the $10 million in Relief Act funds will be administered by the eight fund managers who operate this program on behalf of the Department of Commerce. Applications will be available through each fund manager, who are located in various regions of the state. For more information contact the fund manager in your area.
  • Maryland Economic Adjustment Fund (MEAF):​ This program provides loans of up to $150,000 for small and underserved businesses with fewer than 50 employees. MEAF enables small businesses to upgrade or modernize operations, develop or expand commercial applications for technology or enter into and compete in new or different markets. Eligible businesses include manufacturers, wholesalers, retail, technology firms, service companies and skilled trades. Funds can be used for working capital, equipment, building renovation, real estate acquisition and site improvements. Applications are currently being accepted.


TEDCO Rural and Underserved Business Recovery:  An economic relief initiative to benefit socially and economically disadvantaged and rural early-stage technology-based businesses. Applications will be available February 2021.

U.S Department of Agriculture Farm Loan Program: The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.

Maryland Strong Economic Recovery Initiative: The Maryland Department of Housing and Community Development is administering funding for the Governor’s Maryland Strong Economic Recovery Initiative (MD-SERI). These funds will support the state’s nonprofit tourism organizations, entertainment venues and Main Street Districts across Maryland​. Tourism and Main Street applications have closed. Entertainment venues may still apply.

BGE Energizing Small Business Grants: BGE is pledging $15 million to assist Maryland’s small businesses with COVID-19 relief and recovery. Eligible businesses located in BGE’s service area can apply for a $20,000 BGE Energizing Small Business Grant. This grant program is part of BGE’s comprehensive Customer Relief and Energy Infrastructure Investment Plan, designed to help the state’s economic recovery from the pandemic.

  • Round 2- May 5 to June 16, 2021
  • Round 3- September 1 to October 13, 2021·

Emma Johnson Single Mother Grant: Every month, Johnson gives out $500 cash to one single mom, no strings attached.  The 2021 Kickass Single Mom Stimulus Grant has one goal: Give a hand to single moms struggling with money, health, stress, child care, illness and loneliness. Qualifications are simple: 1. You’re a single mom. 2. You need the money right now.

U.S. Chamber of Commerce Dream Big Awards: The U.S. Chamber of Commerce is proud to recognize the very best in American small business. The annual Dream Big Awards program honors the achievements of small businesses and highlights their contributions to America’s economic growth. A BUSINESS MUST MEET THE FOLLOWING REQUIREMENTS TO BE ELIGIBLE FOR THE DREAM BIG AWARDS:

  • For-profit business operating for at least one (1) year primarily within the United States
  • Have less than 250 employees OR have gross revenues of less than $20 million in 2019 and 2020

Applicants can apply for up to two Business Achievement Awards, and all applicants will be considered for the Small Business of the Year Award (a $25,000 cash prize). Application deadline is July 16, 2021.

Black Founder Start-Up Grant: SoGal Foundation has teamed up with Winky Lux, Bluemercury, twelveNYC, Twilio, and other sponsors to provide $10K and $5K cash grants to Black women or nonbinary entrepreneurs. Applications are rolling

Digital Undivided Fellowship -Do You Fellowship Program: This program will award 10 promising Black and Latinx women innovators with a $5,000 investment in their business and access to unparalleled resources and mentorship necessary to develop their businesses. Follow program link to learn more and register to be notified when the applications are available.

Black Girl Ventures Pitch Competition:  The BGV Pitch Competition is crowdfunding meets pitch competition. Each founder has 3 minutes to pitch and a 3 minute Q&A from the audience. Application deadline is December 31, 2021




Maryland Business Express: This is the clearinghouse for all state and federal information related to COVID-19.

Maryland Business Relief Wizard: This tool helps connect businesses with the resources and programming for which they’re eligible, streamlining the process of finding support.

U.S. Small Business Administration – Small Business Guidance & Loan Resources

US Department of Agriculture (USDA) COVID-19 Resources

US Department of Agriculture-Federal Rural Resource Guide: USDA and its Federal partners have programs that can be used to provide immediate and long-term assistance to rural communities affected by the COVID-19 outbreak. These programs can support recovery efforts for rural residents, businesses and communities through: technical, training, and management assistance, financial assistance, state and local assistance.

Comptroller of Maryland-Relief Act Sales Tax Deferments and Tax Credits: The RELIEF Act of 2021, provides direct stimulus payments to qualifying Marylanders, unemployment insurance grants to qualifying Marylanders, and grants and loans to qualifying small businesses.



Resources for Displaced Workers and Job Seekers

Maryland Department of Labor: Unemployment Insurance: Resources to file UI claims and information about Pandemic Unemployment Assistance for self-employed and gig workers.

Upper Shore American Jobs Centers: Offering assistance for job seekers, including training and educational opportunities.

Maryland Workforce Exchange: A free resource that links job seekers with prospective employers. Job seekers can upload their resumes and apply online.



Questions? 410-604-2100 or